We have been in the invoice factoring business since 1979, are privately held, and have a powerful track record of being FINANCIALLY STRONG. We have survived many of the economy's downturns and in having done so, can support you through any troublesome times you might come under. We won't fold when the times get troublesome, as some invoice factoring companies sadly have in the past.

All factoring companies have guidelines for size, industry, and risk. It's not practical for you to choose which invoice factoring firm is the right fit for you. By contacting us, we'll cut to the core of your situation very quickly and help you find the most suitable fit for your company - it may be us or another invoice factoring company.

We have a large network of invoice factoring industry colleagues, these cooperative relationships were earned over 20+ years in the business. So, after you take some time to tell us about what you need, you'll quickly see that we can help you find precisely what you need.

Nearly all invoice factoring companies let you pick and choose your customers to factor. Except a few of them usually require a minimum amount before they'll do business with you. With us you can pick and choose which customers you want to factor on an invoice by invoice basis with no minimum.

Our invoice factoring agreement is much the same as having a credit card in your pocket. You carry it to use when you want it but don’t sign an agreement which will force you into invoice factoring when you don't want it.

Nearly all invoice factoring companies will not be upfront about their fees. You better take out your magnifying glass to read the fine print. Be rest assured, We will not treat you this way.  We are unconditionally upfront about our fees. When you apply, you are given a transparent, no obligation rate proposal with the fee for your business. Good luck finding another factoring company, if any, that will be unconditionally upfront with their fees before they try and get your business.

An "advance" rate is the percent of the invoice face value that you’ll receive upfront. Receivables Factoring industry averages for advance rates range from 70-90% of the face value of the invoice. So, for example, if your customer owes you $1,000, you will get an advance payment of $700 to $900 to your account. Our standard advance rates are higher than average - at 85-97% depending on industry and your customer payment track record.

A few receivables factoring companies are funded by Wall Sreet investors. We are a privately held company and don't take orders from investors and boards. Same as you, we are like-minded business people and we have jumped many of the hurdles that a business deals with. We take the time to hear your story, learn your concerns. Based on that information we will put together a custom-made solution for you. Nearly all receivables factoring companies notably the Silicon Valley Fintech ones usually put their faith on an algorithm to determine your company's funding program. Do you want to count on an algorithm as a cash flow partner to fund your business?

Nearly all invoice factoring companies have either a lot of employee turnover, a complex voice mail system that you get lost in or operate call centers where you talk with a new representative every time you call in. We operate differently, you are provided with a dedicated account administrator to be your point of contact – who knows your business inside out, and can support you in ways the others just can't or don't want to be troubled.

Don't neglect the fact that the invoice factoring firm will be interacting with your customers on your behalf. Our level of service, stability and longevity, and the caliber of our employees is unmatched. We have been in business since 1979 and have veteran staff who who have seen it all. Choose us not only for your well-being but for the well-being of your relationship with your customer too. Not only will you benefit from our unrivaled service and real-world know-how, but so will your customers.

Together,we put in place a credit risk tolerance guideline to limit your customer write-offs. Further more we track each invoice and follow them as your own credit and collections department would. Once they hit the due date we place friendly reminder calls and/or emails on your behalf and keep notes as to when it is scheduled to be paid, and send copies if wanted until payment is received.

Our business credit monitoring systems allow us to jump on early negative trends so that we can protect you from risky transactions. You have instant access to online aging reports and your dedicated account administrator is kept in the loop and given advance notice of any collection issues in order to work on them without delay.

You get instant direct online access to your customer’s business credit reports, or you can call and speak with your account administrator – your choice. Be on the lookout for negative payment trends. This is critical to run your business profitably.

Our company adopts advanced technology to speed up the funding process, such as electronic submission of invoices, online reports, online credit checking and other emerging methods to streamline the process and reduce overhead, which means lower rates for you. Nearly all other companies don’t even come close.